A discount dental savings plan operates much the same as a membership at a wholesale club. You receive access to shop at reduced rates by paying a yearly fee. A dental savings plan provides you several advantages that conventional dental insurance cannot. For example, a dental discount plan does not require you to fill out paperwork, and they don’t have yearly spending limitations or caps.
Are Dental Discount Plans The Same As Dental Insurance?
No, discount dental plans are not insurance. Discount plans are membership plans that have prearranged pricing agreements with a number of participating dentists. These dental savings are passed on to members when they present their membership cards at the time of treatment. Unlike dental insurance plans that typically include a waiting period before providing benefits, affordable dental plans will become active as soon as you sign up. As long as you choose a dental health provider that participates in your plan’s network, you can save considerable amounts of money on a variety of dental procedures immediately. Of course, not all procedures are covered by all plans, so it is important to research plans carefully before making a decision.
How Do Dental Discount Cards Work?
When you sign up for a dental savings plan, you receive a card that is accepted by a network of dentists who have agreed to work for reduced fees. These fees are similar to what they accept when they sign on to an insurance plan’s preferred dental provider network. When you present your card to a provider in your plan, you get the benefits of those reduced fees, potentially saving you a lot of money.
How Much Can You Save With A Dental Discount Plan?
The amount you save depends upon the plan you join and the procedures you have done under the plan. The discount offered by various plans range from 20%-40%. That means if you are facing a dental crown with a sticker price of $1000, you could save up to $400 with a top discount dental plan. With a payoff like that, it is no wonder so many people are looking to dental plans to save them some money. Search for dental discount plans online for more info on how you can save with discount dental plans.